Terms and Conditions

1. The Service

Receiptio lets you upload or capture receipts and uses optical character recognition (OCR) and related techniques to extract structured fields (vendor, date, total, line items, category, tax) so you can search, organize, and export your records. The Service is intended for personal expense tracking and for small-business bookkeeping. It is not a substitute for professional accounting, tax, or legal advice.

2. Eligibility

You must be at least 18 years old (or the age of majority where you live) and have the legal capacity to enter into a binding contract. By using the Service you confirm that this is the case.

3. Your Account

You are responsible for keeping your login credentials confidential and for everything that happens under your account. If you suspect unauthorized access, notify us promptly at support@receiptio.com and we will help you secure the account.

4. Free Trial and Subscription

• Every new account starts with a 3-day free trial. We collect your payment method when you start the trial so that, if you decide to continue, the Service transitions seamlessly to a paid subscription.
• We do not charge you during the trial. If you cancel before the end of day 3 from your account settings, you will not be billed.
• If you do not cancel before the trial ends, your selected paid plan begins automatically at the end of day 3 and your payment method is charged for the first billing period.
• We send a reminder email approximately 24 hours before the trial converts so you can decide whether to continue or cancel.
• The specific plan, price, billing cycle, the date of the first charge, and the auto-renewal terms are disclosed clearly at checkout and confirmed by email before any charge occurs.
• Paid plans auto-renew at the end of each billing period at the then-current rate unless you cancel before renewal. You can cancel at any time from your account settings.
• Cancellation after a charge takes effect at the end of the current billing period; you keep access until that date. If you were charged after cancelling, or if you forgot to cancel during the trial, contact us — see our Refund Policy.

5. Pricing, Taxes, and Payment

Prices are displayed in your local currency where available and are exclusive of applicable taxes (such as VAT or US sales tax), which we calculate and add at checkout based on your billing location. Payments are processed by our payment processor; we never store full payment-card numbers on our servers.

We may change pricing for future billing periods. If we do, we will notify you by email at least 30 days before the change takes effect, and you may cancel before the new price applies.

6. Right of Withdrawal (EU / EEA / UK Consumers)

If you are a consumer in the European Union, the European Economic Area, or the United Kingdom, you have 14 days from the start of a paid subscription to withdraw from the contract without giving a reason. To exercise this right, contact us at support@receiptio.com.

Because Receiptio is digital content provided immediately, by starting a paid subscription you expressly request that we begin performance during the withdrawal period and acknowledge that your statutory right of withdrawal may be limited once the service has been fully performed. In practice, we honor refund requests generously — see our Refund Policy.

7. Acceptable Use

When using Receiptio, you agree not to:

• Use the Service for any unlawful purpose, including uploading receipts that are not yours, that were obtained illegally, or that you do not have the right to process.
• Attempt to access another user's account or our systems without authorization.
• Interfere with, probe, reverse-engineer, or disrupt the Service or its underlying infrastructure.
• Scrape, copy, or republish material from the Service without our written permission.
• Upload content that is unlawful, infringing, defamatory, or that contains malware.
• Resell or commercially exploit the Service except under a separate written agreement with us.

8. Your Content

You retain ownership of all receipts and other data you upload (“Your Content”). You grant us a limited, worldwide, non-exclusive, royalty-free license to host, process, transmit, and display Your Content solely to operate the Service for you, including running OCR and parsing on your receipts to extract structured fields.

We do not sell Your Content. We do not use Your Content to train generalized machine-learning or AI models that benefit unrelated customers. Aggregated and fully anonymized statistics that cannot be traced back to you may be used to improve the Service.

9. Our Intellectual Property

Receiptio's software, design, documentation, name, and logo are owned by X-X-X-X and its licensors. We grant you a limited, non-transferable, non-exclusive, revocable license to use the Service while your account is in good standing. Nothing in these Terms transfers any of our intellectual property rights to you.

10. Service Availability and Changes

We aim to keep the Service available 24/7, but we do not guarantee uninterrupted access. We may modify, suspend, or discontinue features at any time. If we make a material adverse change that affects you, we will give you reasonable advance notice and a way to export Your Content.

11. Third-Party Services

The Service may interoperate with third-party services you choose to connect (for example, cloud storage or accounting tools). Your use of those services is subject to their own terms and privacy policies. We are not responsible for third-party services.

12. Disclaimers

To the maximum extent permitted by applicable law, the Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied (including warranties of merchantability, fitness for a particular purpose, and non-infringement).

Receiptio is not a substitute for professional accounting, tax, or financial advice. You are responsible for the accuracy of your records and for any filings or decisions you make based on data you export from the Service.

Nothing in these Terms excludes or limits any warranty, right, or remedy that cannot be excluded or limited under applicable consumer-protection law. If you are a consumer in the EU/EEA/UK, your statutory rights remain unaffected.

13. Limitation of Liability

To the maximum extent permitted by applicable law, our total aggregate liability arising out of or relating to these Terms or the Service is limited to the amounts you paid us in the 12 months preceding the event giving rise to the claim. We are not liable for indirect, consequential, incidental, special, exemplary, or punitive damages, or for any loss of profits, revenue, data, or goodwill.

Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for death or personal injury caused by negligence, for fraud, or for any other liability that cannot lawfully be excluded.

14. Indemnification

To the extent permitted by law, you agree to indemnify and hold X-X-X-X and its officers, employees, and agents harmless from any claim or demand (including reasonable legal fees) arising out of your use of the Service in violation of these Terms or applicable law. This obligation does not apply where it would conflict with mandatory consumer-protection law.

15. Termination

You may terminate your account at any time from your account settings or by emailing support@receiptio.com. We may suspend or terminate your account if you materially breach these Terms, use the Service illegally, or if we are required to do so by law. Where reasonable, we will give you notice and a chance to cure.

After termination, you may export Your Content for 30 days before it is permanently deleted, except where we are required to retain it by law.

16. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or in-app at least 30 days before the changes take effect. Continued use of the Service after the effective date means you accept the updated Terms. The “Last updated” date at the top of this page reflects the most recent revision.

17. Governing Law and Disputes

• EU / EEA / UK consumers: These Terms are governed by the laws of your country of habitual residence and you may bring claims in the courts of your country of residence. Nothing here deprives you of mandatory consumer-protection rights.
• Users elsewhere: These Terms are governed by the laws of [the jurisdiction where X-X-X-X is established], without regard to its conflict-of-laws rules. The courts of that jurisdiction have exclusive jurisdiction, subject to mandatory consumer rights.
• Informal resolution first: Before bringing a formal claim, you and we agree to attempt to resolve any dispute informally by writing to support@receiptio.com and allowing 30 days for a response.
• EU online dispute resolution: Consumers in the EU may use the European Commission's ODR platform at ec.europa.eu/consumers/odr.
• Class action waiver (where permitted): Except where prohibited by law, claims must be brought individually and not as part of a class or representative action.

18. Miscellaneous

These Terms, together with our Privacy Policy, Cookie Policy, and Refund Policy, form the entire agreement between you and X-X-X-X regarding the Service. If any provision is held unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver of our right to enforce it later. You may not assign these Terms without our consent; we may assign them in connection with a corporate reorganization or sale of business.

19. Contact

Questions about these Terms? Email us at support@receiptio.com — a human responds within one business day.